With interest rates as low as 4.5% many people are refinancing their loans and saving money. A recent online article by Smart Money discusses the pros and cons of refinancing and even provides a refinancing calculator which will show you what your savings would be by refinancing your current home loan. To view this article and to find the online calculator click on the following link: http://www.smartmoney.com/personal-finance/real-estate/should-you-refinance-9695/#worksheet
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